{"id":87537,"date":"2026-09-05T20:37:40","date_gmt":"2026-09-05T19:37:40","guid":{"rendered":"https:\/\/ktebiktebek.com\/?post_type=product&#038;p=87537"},"modified":"2026-10-10T21:22:01","modified_gmt":"2026-10-10T20:22:01","slug":"debt-free-forever-take-control-of-your-money-and-your-life","status":"publish","type":"product","link":"https:\/\/ktebiktebek.com\/ar\/livre\/debt-free-forever-take-control-of-your-money-and-your-life\/","title":{"rendered":"Debt-free Forever Take Control of Your Money and Your Life"},"content":{"rendered":"<p>Debt-free Forever Take Control of Your Money and Your Life est un guide pratique de gestion financi\u00e8re sign\u00e9 Gail Vaz-Oxlade, figure de la finance personnelle au Canada. Ce livre d&#039;occasion en anglais propose une m\u00e9thode \u00e9tape par \u00e9tape pour sortir de ses dettes de consommation et b\u00e2tir un budget durable.<\/p>\n<h2>\u00c9tat et d\u00e9tails de cet exemplaire<\/h2>\n<p><b>Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?<\/b><\/p>\n<p>If you&#8217;re afraid to open your bills, if you&#8217;ve never added up how much you owe, if you can&#8217;t even imagine being debt-free, it&#8217;s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what&#8217;s really important. <i>Debt-Free Forever<\/i> is Gail&#8217;s step-by-step guide, and she&#8217;ll show you how to:<\/p>\n<p>figure out how much you&#8217;ve actually been spending calculate how much you owe?and what it&#8217;s costing you build a budget that works maximize your debt repayments so you can be free of consumer debt in 3 years or less prepare for a rainy day so it doesn&#8217;t mean a major setback set goals for your new, debt-free life<\/p>\n<p>Make no mistake: Getting out of debt isn&#8217;t easy. But in <i>Debt-Free Forever<\/i>, Gail gives you a clear strategy and the steps needed to implement it. So if you&#8217;re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail&#8217;s plan, and start becoming debt-free forever.<\/p>\n<p>&nbsp;<\/p>\n<h2>R\u00e9sum\u00e9 de Debt-free Forever Take Control of Your Money and Your Life<\/h2>\n<p>Ce guide de Gail Vaz-Oxlade propose une m\u00e9thode structur\u00e9e pour reprendre le contr\u00f4le de ses finances. L&#039;auteure invite d&#039;abord le lecteur \u00e0 mesurer ses d\u00e9penses r\u00e9elles et \u00e0 faire le bilan exact de ce qu&#039;il doit, en tenant compte du co\u00fbt de ses dettes. Elle explique ensuite comment construire un budget r\u00e9aliste et optimiser le remboursement des dettes de consommation, avec l&#039;objectif affich\u00e9 de s&#039;en lib\u00e9rer en trois ans ou moins. Le livre aborde aussi la constitution d&#039;une \u00e9pargne de pr\u00e9caution pour faire face aux impr\u00e9vus, ainsi que la d\u00e9finition d&#039;objectifs pour la vie sans dettes. Fond\u00e9 sur la discipline, l&#039;effort et la priorisation, l&#039;ouvrage s&#039;adresse \u00e0 ceux qui veulent en finir avec les relances et les cartes de cr\u00e9dit satur\u00e9es.<\/p>\n<h2>\u00c0 propos de Gail Vaz-Oxlade<\/h2>\n<p>Gail Vaz-Oxlade est une auteure et animatrice canadienne sp\u00e9cialis\u00e9e dans la finance personnelle. Connue du grand public gr\u00e2ce \u00e0 des \u00e9missions t\u00e9l\u00e9vis\u00e9es consacr\u00e9es \u00e0 l&#039;endettement et \u00e0 la gestion de l&#039;argent, elle a publi\u00e9 plusieurs livres dans lesquels elle propose des conseils concrets pour d\u00e9penser moins, rembourser ses dettes et adopter de bonnes habitudes financi\u00e8res.<\/p>\n<p><a href=\"https:\/\/ktebiktebek.com\/product_author\/gail-vaz-oxlade\/\" data-no-translation=\"\">Tous les livres de Gail Vaz-Oxlade<\/a><\/p>\n<h2>Fiche du livre<\/h2>\n<ul>\n<li><strong>Titre :<\/strong> Debt-free Forever Take Control of Your Money and Your Life<\/li>\n<li><strong>Auteur :<\/strong> <a href=\"https:\/\/ktebiktebek.com\/product_author\/gail-vaz-oxlade\/\" data-no-translation=\"\">Gail Vaz-Oxlade<\/a><\/li>\n<li><strong>\u00c9diteur :<\/strong> <a href=\"https:\/\/ktebiktebek.com\/ar\/edition\/1er\/\">1er<\/a><\/li>\n<li><strong>Cat\u00e9gorie :<\/strong> <a href=\"https:\/\/ktebiktebek.com\/ar\/developpement-personnel-bien-etre\/motivation-coaching-productivite\/\">Motivation, coaching &amp; productivit\u00e9<\/a><\/li>\n<li><strong>Langue :<\/strong> Anglais<\/li>\n<\/ul>\n<h2>Acheter Debt-free Forever Take Control of Your Money and Your Life d&#039;occasion en Tunisie<\/h2>\n<p>Vous cherchez Debt-free Forever Take Control of Your Money and Your Life ? Cet exemplaire d&#039;occasion est disponible sur Ktebi Ktebek, la premi\u00e8re marketplace circulaire du livre de seconde main en Tunisie. Commandez-le en ligne et faites-vous livrer partout en Tunisie. Acheter d&#039;occasion, c&#039;est donner une seconde vie \u00e0 un livre tout en lisant \u00e0 petit prix. D\u00e9couvrez d&#039;autres livres dans la cat\u00e9gorie <a href=\"https:\/\/ktebiktebek.com\/ar\/developpement-personnel-bien-etre\/motivation-coaching-productivite\/\">Motivation, coaching &amp; productivit\u00e9<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Tired of getting to the end of the money before you get to the end of the month? Wish you were in control? If you&#8217;re afraid to open your bills, if you&#8217;ve never added up how much you owe, if&#8230;<\/p>","protected":false},"featured_media":87538,"comment_status":"open","ping_status":"closed","template":"","meta":[],"product_brand":[11596],"product_cat":[19250],"product_tag":[],"class_list":["post-87537","product","type-product","status-publish","has-post-thumbnail","product_author-gail-vaz-oxlade","product_brand-1er","product_cat-finance","first","outofstock","shipping-taxable","purchasable","product-type-simple"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product\/87537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/comments?post=87537"}],"version-history":[{"count":0,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product\/87537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/media\/87538"}],"wp:attachment":[{"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/media?parent=87537"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product_brand?post=87537"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product_cat?post=87537"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/ktebiktebek.com\/ar\/wp-json\/wp\/v2\/product_tag?post=87537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}